The Michigan Township Participating Plan (Par Plan), your property and liability insurance provider, is a unique and proven, member-driven program for the provision of affordable, tailored insurance coverages to small and medium sized Michigan public entities. Members of the Par Plan share common goals and needs specific to public entities. Through participation in the Plan, they create a team approach to meeting those goals and needs.

The Michigan Township Participating Plan Risk Reduction Program (RRGP), will allow the Par Plan to continue providing its members a concentration of expert services in the public arena. This program further allows the Par Plan to partner with members and foster cooperation in an effective risk management and loss control program.

To the extent that funds are available, the Risk Reduction Program has been established to assist members in reducing specific risk exposures and to assist our members in their efforts of applying effective risk management and loss control techniques for exposures the Par Plan insures.

There are two programs to assist our members in reducing risk exposures: the Risk Reduction Grant Program (RRGP) and the Training, Certification and Accreditation Program (TCAP).

Risk Reduction Grant Program
The Risk Reduction Grant Program is a program that offers funding for projects that prevent or mitigate damage to member-owned property and third-party liability losses or damage.

There are two grant cycles each year, with a maximum award of $5000 per member, per cycle.

Training, Certification and Accreditation Program

The Training, Certification and Accreditation Program is designed to assist our members in obtaining education through structured accreditation or certification organizations or government agencies that will enhance the members ability to administer their municipality.