Michigan Township Participating Plan

The Par Plan

The Par Plan

It’s the proactive, cooperative involvement of its members that has made the Par Plan a success. While no two municipalities are alike in their day-to-day operations, combining their unique experiences, knowledge and resources contributes to the fiscal benefit of all. 

Par Plan Membership

Par Plan members are Michigan public entities, including:

• Townships
• Villages
• Cities
• Water & Sewer Districts
• Libraries
• Fire Departments
• Law Enforcement/EMS



  • General Liability Coverage
  • Law Enforcement Professional Liability Coverage
  • Broad Form Crime Coverage
  • Special Event Liability
  • Elected or Appointed Officials Resident or Place of Employment Liability
  • Cemetery Professional Liability
  • Liquor Liability


  • Equipment Breakdown Coverage
  • Auto Coverage
  • Buildings & Contents Coverage
  • Scheduled & Unscheduled Property Coverage (Inland Marine)

What Sets the Par Plan Apart

The Par Plan is unique in that it is governed by Michigan township public officials. These officials make up the member-elected Board of Directors. The Board meets a minimum of four times a year to review the Plan’s operation and is also responsible for developing and maintaining the Par Plan’s bylaws.

Membership in the Par Plan means having a voice about how municipal coverage is handled, service quality and the future well-being of public entities.

For more information or a proposal for coverage for your public entity, call the Par Plan today at 248-371-3100 or Become a Member. Learn how the Par Plan can benefit your community, save you money and why members stay with the Plan year after year.