Michigan Township Participating Plan

The largest, most recognized municipal insurance program in Michigan

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Risk Control Policies

Michigan Township Participating Plan

The largest Public Act 138 program in Michigan, the Par Plan works with a network of local agents to provide comprehensive and affordable municipal insurance programs to:
• Townships
• Villages
• Special Districts of All Types

Administered by Tokio Marine HCC – Public Risk Group, the Par Plan benefits from being part of one of the world’s largest insurance companies – one with excellent industry ratings, including an A.M. Best rating of A++ (Superior).

The Par Plan’s dedication to serving members extends far beyond our insurance coverages.

Our risk control team of public sector professionals helps members reduce exposure through a wide range of consultative and online services.
These include a free HR risk control hotline, 24/7 access to resources, on-site consultations and more.
And when it comes to claims, we’re here when our members need us most.

Learn how participation can benefit your community by calling 248-371-3100 or Become a Member.

Township Spotlight

Partnered with the Michigan Townships Association as an Allied Service Provider.

Providing flexible plans to accommodate the exact needs of each unique municipality

Over 1200 members already know why the Par Plan is #1 in the state

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