The largest Public Act 138 program in Michigan, the Par Plan works with a network of local agents to provide comprehensive and affordable municipal insurance programs to:
• Townships
• Villages
• Special Districts of All Types

Administered by Tokio Marine HCC – Public Risk Group, the Par Plan benefits from being part of one of the world’s largest insurance companies – one with excellent industry ratings, including an A.M. Best rating of A++ (Superior).

The Par Plan’s dedication to serving members extends far beyond our insurance coverages.

Our risk control team of public sector professionals helps members reduce exposure through a wide range of consultative and online services.
These include a free HR risk control hotline, 24/7 access to resources, on-site consultations and more.
And when it comes to claims, we’re here when our members need us most.

Learn how participation can benefit your community by calling 248-371-3100 or Become a Member.